VA Loan Calculator
Estimate VA loan payment: monthly payment, funding fee, and total cost. No down payment required for eligible veterans.
Use the VA Loan Calculator
Enter loan amount, rate, and term. VA funding fee and monthly payment are estimated.
VA loan inputs
Loan amount, rate, term. No down payment required.
Results
Monthly payment
$2,263
VA funding fee
$8,050
Total interest
$456,673
Total cost
$814,723
VA loans can have 0% down. Funding fee varies by down payment and service type.
How this calculator works
Enter loan amount, APR, term, and optional down payment. VA funding fee is added to the loan. Monthly payment and total cost are calculated.
How to interpret your results
Monthly payment excludes property tax and insurance. Include those in your budget. Funding fee can be financed or paid at closing.
FAQs
What is a VA loan?▾
Government-backed loan for veterans and active military. No down payment required, no PMI, but a funding fee may apply.
What is the VA funding fee?▾
One-time fee for VA loans. Rate varies by down payment and whether you are a first-time or repeat user. Disabled veterans may be exempt.
Who qualifies for a VA loan?▾
Veterans, active-duty service members, and certain spouses. Eligibility is based on service length and type.
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