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Smoker's CTC Calculator – Cost to Company

Estimate how much smoking costs per week, month, year and over a lifetime. Uses cigarettes per day, cost per pack, and optional price increase.

Use the Smoker's CTC Calculator – Cost to Company

Enter cigarettes per day, pack size, and cost per pack. See cost per week, month, year and optional lifetime spend with price increase.

Smoking habit

Cigarettes per day, per pack, and cost per pack.

Timeframe

Results

Cost per month
$243
Daily cost
$8
Lifetime spend estimate
$29,200
Over 10 years

Daily cost = (Cigarettes per day / Cigarettes per pack) x Cost per pack. Direct cost only; no assumption about alternative use of funds.

What this metric means

Smoker's cost to company here means the money spent on cigarettes over a chosen period. It's the out-of-pocket cost, not employer-side productivity or healthcare costs.

How to calculate it

Daily cost = (cigarettes per day / cigarettes per pack) x cost per pack. Multiply by 7, 30.4, or 365 for week, month, or year. For lifetime, multiply annual cost by years and optionally apply an annual price increase.

How to improve the metric

Reduce cigarettes per day or quit to lower spend. Switching to cheaper brands lowers cost but not health risk; the calculator only reflects financial cost.

Common mistakes

Using price per cigarette instead of per pack; forgetting to set cigarettes per pack if you use non-standard packs; or comparing to investment returns without accounting for risk and taxes.

How to interpret your result

Use weekly/monthly/yearly figures for budgeting. Use lifetime spend to see total outlay over time. The opportunity-cost note is for context only, not a projection of actual returns.

FAQs

How is daily cost calculated?▾
Daily cost = (Cigarettes per day / Cigarettes per pack) x Cost per pack. Example: 20 cigs/day, 20 per pack, $12 per pack gives $12/day.
What if I smoke less than a pack a day?▾
Enter the actual cigarettes per day. Packs are derived from that and cigarettes per pack (e.g. 10 cigs/day with 20 per pack = 0.5 packs).
Does the calculator assume price increases?▾
Only if you turn on the optional annual price increase. Otherwise all periods use the same cost per pack.
Is this the same as 'cost to company' for employers?▾
No. This tool estimates personal spend on cigarettes. Employer 'cost to company' for smokers often includes productivity and healthcare; we only model out-of-pocket spend.
Why show opportunity cost?▾
To put the number in context. We do not assume any specific investment; it's a plain comparison of what that money could otherwise represent over time.

Related tools

Browse all calculators on NetGrow.

NetGrow

Smoker's CTC Calculator – Cost to Company

Estimate how much smoking costs per week, month, year and over a lifetime. Uses cigarettes per day, cost per pack, and optional price increase.

Use the Smoker's CTC Calculator – Cost to Company

Enter cigarettes per day, pack size, and cost per pack. See cost per week, month, year and optional lifetime spend with price increase.

Smoking habit

Cigarettes per day, per pack, and cost per pack.

Timeframe

Results

Cost per month
$243
Daily cost
$8
Lifetime spend estimate
$29,200
Over 10 years

Daily cost = (Cigarettes per day / Cigarettes per pack) x Cost per pack. Direct cost only; no assumption about alternative use of funds.

What this metric means

Smoker's cost to company here means the money spent on cigarettes over a chosen period. It's the out-of-pocket cost, not employer-side productivity or healthcare costs.

How to calculate it

Daily cost = (cigarettes per day / cigarettes per pack) x cost per pack. Multiply by 7, 30.4, or 365 for week, month, or year. For lifetime, multiply annual cost by years and optionally apply an annual price increase.

How to improve the metric

Reduce cigarettes per day or quit to lower spend. Switching to cheaper brands lowers cost but not health risk; the calculator only reflects financial cost.

Common mistakes

Using price per cigarette instead of per pack; forgetting to set cigarettes per pack if you use non-standard packs; or comparing to investment returns without accounting for risk and taxes.

How to interpret your result

Use weekly/monthly/yearly figures for budgeting. Use lifetime spend to see total outlay over time. The opportunity-cost note is for context only, not a projection of actual returns.

FAQs

How is daily cost calculated?▾
Daily cost = (Cigarettes per day / Cigarettes per pack) x Cost per pack. Example: 20 cigs/day, 20 per pack, $12 per pack gives $12/day.
What if I smoke less than a pack a day?▾
Enter the actual cigarettes per day. Packs are derived from that and cigarettes per pack (e.g. 10 cigs/day with 20 per pack = 0.5 packs).
Does the calculator assume price increases?▾
Only if you turn on the optional annual price increase. Otherwise all periods use the same cost per pack.
Is this the same as 'cost to company' for employers?▾
No. This tool estimates personal spend on cigarettes. Employer 'cost to company' for smokers often includes productivity and healthcare; we only model out-of-pocket spend.
Why show opportunity cost?▾
To put the number in context. We do not assume any specific investment; it's a plain comparison of what that money could otherwise represent over time.

Related tools

Browse all calculators on NetGrow.