Sinking Fund Calculator
Periodic payment needed to reach a future value: Payment = FV / annuity factor.
Use the Sinking Fund Calculator
Enter future value needed, rate per period (%), and number of periods. Sinking fund payment is calculated.
Inputs
Future value needed, rate per period (%), and number of periods.
Results
Sinking fund payment
$7,950
Payment = FV / [((1+r)^n − 1) / r]. Periodic deposit to reach FV.
How this calculator works
Payment = FV / annuity factor, where annuity factor = ((1+r)^n − 1) / r.
How to interpret your results
Deposit that amount each period to reach the future value with the given rate.
FAQs
What is a sinking fund?▾
Periodic deposits that grow to a target future value. Payment = FV / [((1+r)^n − 1) / r].
Which inputs do I need?▾
Future value needed, interest rate per period (%), and number of periods.
When would I use this?▾
To plan savings for a goal; to fund future debt repayment.
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