Personal Loan Calculator
Personal loan calculator: monthly payment, total interest, and total cost.
Use the Personal Loan Calculator
Enter enterprise value and EBITDA. EV/EBITDA multiple is calculated.
Loan inputs
Principal, APR, term. Optional origination fee.
Results
Monthly payment
$2,028
Total interest
$21,658
Total cost
$121,658
Payoff (approx.)
Feb 2031
| # | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $2,028 | $1,361 | $667 | $98,639 |
| 2 | $2,028 | $1,370 | $658 | $97,269 |
| 3 | $2,028 | $1,379 | $648 | $95,890 |
| 4 | $2,028 | $1,388 | $639 | $94,501 |
| 5 | $2,028 | $1,398 | $630 | $93,104 |
| 6 | $2,028 | $1,407 | $621 | $91,697 |
| 7 | $2,028 | $1,416 | $611 | $90,281 |
| 8 | $2,028 | $1,426 | $602 | $88,855 |
| 9 | $2,028 | $1,435 | $592 | $87,419 |
| 10 | $2,028 | $1,445 | $583 | $85,975 |
| 11 | $2,028 | $1,454 | $573 | $84,520 |
| 12 | $2,028 | $1,464 | $563 | $83,056 |
| 13 | $2,028 | $1,474 | $554 | $81,582 |
| 14 | $2,028 | $1,484 | $544 | $80,098 |
| 15 | $2,028 | $1,494 | $534 | $78,605 |
| 16 | $2,028 | $1,504 | $524 | $77,101 |
| 17 | $2,028 | $1,514 | $514 | $75,587 |
| 18 | $2,028 | $1,524 | $504 | $74,064 |
| 19 | $2,028 | $1,534 | $494 | $72,530 |
| 20 | $2,028 | $1,544 | $484 | $70,986 |
| 21 | $2,028 | $1,554 | $473 | $69,431 |
| 22 | $2,028 | $1,565 | $463 | $67,867 |
| 23 | $2,028 | $1,575 | $452 | $66,291 |
| 24 | $2,028 | $1,586 | $442 | $64,706 |
Showing first 24 months.
How this calculator works
EV/EBITDA = Enterprise value ÷ EBITDA.
How to interpret your results
Compare to sector and peers. Capital-intensive sectors often have higher multiples.
FAQs
What is EV/EBITDA?▾
Enterprise value ÷ EBITDA. Valuation multiple excluding D&A.
When to use EV/EBITDA?▾
Comparing firms with different capital structures or depreciation.
What is a good EV/EBITDA?▾
Varies by industry. Lower may mean cheaper; compare to peers.
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