Millionaire Calculator
How long to reach $1M or your target? Current savings, monthly contribution, and growth rate.
Use the Millionaire Calculator
Enter current savings, monthly contribution, and target. Years to reach your goal are calculated.
Inputs
Current savings, monthly contribution, and target.
Results
Years to target
29.8
Value at target
$1,003,071
Time to reach your target with monthly contributions and compound growth.
How this calculator works
Enter current savings, monthly contribution, expected return, and target. Years to reach target are calculated.
How to interpret your results
Increasing contributions or return shortens the timeline. Start early for compound growth.
FAQs
What return rate to use?▾
Long-term stock market historical average is ~7–10%. Use 6–7% for conservative estimates.
Can I change the target?▾
Yes. Default is $1M but you can enter any target amount.
Inflation?▾
Results are in today's dollars. Inflation will reduce purchasing power over time.
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