FIRE Calculator
Calculate when you can achieve Financial Independence, Retire Early.
Use the FIRE Calculator
Estimate years to FIRE based on savings rate and spending.
Inputs
FIRE target, spending, savings rate.
Results
Years to FIRE
13
FIRE age
43
Implied annual income
$80,000
Monthly savings needed
$3,333
4% rule: target ≈ 25× annual spending. Higher savings rate = faster FIRE.
How this calculator works
Enter target nest egg, annual spending, savings rate, and current savings. Years to FIRE and implied income are calculated.
FAQs
What is FIRE?▾
Financial Independence, Retire Early. Goal: save enough to live off investments indefinitely.
What is the 4% rule?▾
Withdraw 4% of portfolio annually. Historically sustainable over 30+ years.
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