Boat Loan Calculator
Calculate boat loan payments, interest, and total cost.
Use the Boat Loan Calculator
Enter boat price, down payment, APR, and term. Monthly payment and total cost are calculated.
Inputs
Boat price, down payment, rate, term.
Results
Monthly payment
$475
Total interest
$16,977
Total cost
$66,977
Boat loans often have longer terms (10–20 years). Rates may be higher than auto loans.
How this calculator works
Enter boat price, down payment, APR, and term. Monthly payment and total interest are calculated using standard amortization.
FAQs
What affects boat loan rates?▾
Credit score, loan term, down payment, and boat type. Marine loans often have higher rates than auto loans.
Typical boat loan length?▾
Often 10–20 years for larger boats. Shorter terms for smaller vessels.
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