Basis Point Calculator

Convert between basis points, percentage, and decimal rate. One basis point = 0.01% = 0.0001. Used for rate spreads and changes.

Use the Basis Point Calculator

Enter basis points to see the equivalent percentage and decimal rate. 1 bp = 0.01% = 0.0001.

Basis point converter

Enter any one: basis points, percentage, or decimal. Others update.

Basis points (bps)

Conversions

Percentage (%)

1.0000%

Decimal rate

0.010000

1 bp = 0.01% = 0.0001 decimal. Used for rate changes and spreads (e.g. 50 bps = 0.5%).

How this calculator works

Enter a value in basis points. The calculator displays the equivalent percentage (bps / 100) and decimal (bps / 10000). Example: 50 bps = 0.5% = 0.005.

How to interpret your results

Use percentage when talking in % terms; use decimal in formulas (e.g. discount rate). Use bps when comparing small differences (e.g. 10 bps spread).

Common mistakes to avoid

Confusing bps with percent (100 bps is 1%, not 100%); or mixing bps and percentage in the same formula without converting.

FAQs

What is a basis point?▾

One basis point (bp) = 0.01% = 0.0001 in decimal. 100 bps = 1%. Used to describe small rate changes or spreads (e.g. 50 bp rate cut).

Which inputs matter most?▾

Enter basis points; the calculator shows the equivalent percentage and decimal. You can also think in % or decimal and convert to bps (1% = 100 bps, 0.01 = 100 bps).

What assumptions does this calculator make?▾

None. It is a pure conversion: 1 bp = 0.01% = 0.0001.

How accurate are the results?▾

Exact for the conversion. Rounding is applied only for display.

Can I use this for planning decisions?▾

Yes. Use it when reading rate sheets, spread quotes, or central bank moves (e.g. 25 bps = 0.25%) or when modelling small rate changes.

Related tools

Browse all calculators on NetGrow.

Use the Basis Point Calculator

Enter basis points to see the equivalent percentage and decimal rate. 1 bp = 0.01% = 0.0001.

Basis point converter

Enter any one: basis points, percentage, or decimal. Others update.

Basis points (bps)

Conversions

Percentage (%)

1.0000%

Decimal rate

0.010000

1 bp = 0.01% = 0.0001 decimal. Used for rate changes and spreads (e.g. 50 bps = 0.5%).

FAQs

What is a basis point?▾

One basis point (bp) = 0.01% = 0.0001 in decimal. 100 bps = 1%. Used to describe small rate changes or spreads (e.g. 50 bp rate cut).

Which inputs matter most?▾

Enter basis points; the calculator shows the equivalent percentage and decimal. You can also think in % or decimal and convert to bps (1% = 100 bps, 0.01 = 100 bps).

What assumptions does this calculator make?▾

None. It is a pure conversion: 1 bp = 0.01% = 0.0001.

How accurate are the results?▾

Exact for the conversion. Rounding is applied only for display.

Can I use this for planning decisions?▾

Yes. Use it when reading rate sheets, spread quotes, or central bank moves (e.g. 25 bps = 0.25%) or when modelling small rate changes.