Auto Loan Calculator

Calculate auto loan payment: monthly payment, total interest, and total cost.

Use the Auto Loan Calculator

Enter vehicle price, down payment, APR, and term. Monthly payment and total cost are calculated.

Inputs

Vehicle price, down payment, rate, term.

Results

Monthly payment
$489
Total interest
$4,349
Total cost
$34,349

Payment based on loan amount after down payment. Excludes taxes, fees, and insurance.

How this calculator works

Enter vehicle price, down payment, APR, and term. Monthly payment and total cost are calculated.

How to interpret your results

Monthly payment excludes taxes, registration, and insurance. Factor those into your budget.

FAQs

What affects my payment?
Loan amount, APR, and term. A larger down payment and shorter term lower total interest.
Should I put more down?
A larger down payment reduces the loan amount and interest. Consider your trade-in value.
New vs used car rates?
Used car loans often have higher rates. Compare rates from multiple lenders.

Related tools

Auto Loan Calculator

Calculate auto loan payment: monthly payment, total interest, and total cost.

Use the Auto Loan Calculator

Enter vehicle price, down payment, APR, and term. Monthly payment and total cost are calculated.

Inputs

Vehicle price, down payment, rate, term.

Results

Monthly payment
$489
Total interest
$4,349
Total cost
$34,349

Payment based on loan amount after down payment. Excludes taxes, fees, and insurance.

How this calculator works

Enter vehicle price, down payment, APR, and term. Monthly payment and total cost are calculated.

How to interpret your results

Monthly payment excludes taxes, registration, and insurance. Factor those into your budget.

FAQs

What affects my payment?
Loan amount, APR, and term. A larger down payment and shorter term lower total interest.
Should I put more down?
A larger down payment reduces the loan amount and interest. Consider your trade-in value.
New vs used car rates?
Used car loans often have higher rates. Compare rates from multiple lenders.

Related tools