70/20/10 Rule Calculator
Budget using the 70/20/10 rule: 70% essentials, 20% savings, 10% wants.
Use the 70/20/10 Rule Calculator
Enter monthly take-home income. 70/20/10 budget split is calculated.
Input
Monthly after-tax income.
70/20/10 Split
Essentials (70%)
$4,200
Savings (20%)
$1,200
Wants (10%)
$600
70% essentials, 20% savings, 10% wants. A stricter budget than 50/30/20.
How this calculator works
Enter monthly take-home income. The calculator splits it into essentials (70%), savings (20%), and wants (10%).
FAQs
What is the 70/20/10 rule?▾
A budgeting guideline: 70% for essentials, 20% for savings, 10% for wants.
70/20/10 vs 50/30/20?▾
70/20/10 allocates more to essentials and less to wants, for stricter savings.
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